CROP INSURANCE
You will never lack for customer service with Lilleman Insurance!
Darrin and I grew up as “farm kids” and have now made our home on the family farm in the middle of a corn/soybean field. Crop insurance over the years has changed significantly! Let us help you navigate your way through the Multi-Peril coverage and the products offered by Farmers Mutual Hail Insurance Company. Let’s face it the Multi-Peril coverage is the same … it’s the products offered by Farmers Mutual Hail Insurance Company and customer service that sets us apart.
Precision Farming
Agriculture has changed tremendously within recent years and Farmers Mutual Hail Insurance Company is ready for you! Lilleman Insurance offers the following to work with your precision farming technology:
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Precision Claims are crop insurance claims that are adjusted by utilizing the data recorded by your precision farming technology, giving you confidence that your data is accurate, consistent, and complete – resulting in the fairest loss payment.
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Automated Crop Reporting (ACR) is the process of electronically submitting the precision data you are already capturing to your FMH agent to use for acreage or production reporting – without having to leave your home office.
Plan Options
Lilleman Insurance offers the following through
Farmers Mutual hail insurance company
Multi-Peril Insurance Plans
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Individual Plans
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Area Plans
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Income Protection Plans
Margin Protection
Margin Protection (MP) is a crop insurance coverage option that provides you with coverage against an unexpected decrease in your operating margin caused by reduced county yields, reduced commodity prices, increased price of selected inputs or any combination of the mentioned.
Pasture, Rangeland and Forage
The Risk Management Agency (RMA) Pasture, Rangeland, and Forage (RPF) Pilot Insurance Program is designed to provide insurance coverage on your perennial pasture, rangeland, or forage acres. This innovative pilot program is based on precipitation, Rainfall Index. This program is designed to give you the ability to buy insurance protection for losses of forage produced for grazing or harvested for hay, which result in increased costs for feed, destocking, depopulating or other actions.
Supplemental Coverage Option
The Supplemental Coverage Option (SCO) is a county-level revenue based or yield-based optional endorsement that covers a portion of losses not covered by the same crop’s underlying crop insurance policy.
Prevented Planting
Prevented Planting (PP) provides a payment to growers when they are unable to plant their crops due to an insurable cause.
Crop Hail Insurance
Crop Hail coverage provides protection against physical damage from hail and/or fire. Most FMH hail policies include extended coverages like fire and lightning, theft, vandalism and malicious mischief, and certain perils while in transit and storage at no additional cost to you.
Green Snap
Green Snap is an optional crop hail endorsement that provides protection against the severing or breaking over the corn stalks by windstorm at a joint above the brace roots and below the ear that will prevent the harvesting of the ears by mechanical equipment. It is an elective addition to your crop hail policy.
Revenue Accelerator Max Protection (RAMP)
RAMP gives you the opportunity to boost revenues at specific risk levels within your risk management plan, including coverage up to 95percent, RAMP supplements your MPCI coverage and is designed to help provide additional coverage when production and/or revenue losses are just over or under your MPCI guarantee.
Replant Premier
Replant Premier is a private crop insurance coverage option that pays for your replant expenses in addition to any replant benefits you receive from your MPCI policy.
Are a new or beginning Farmer or Rancher?
If yes, there are some benefits just for you!
A new or beginning farmer or rancher is a person who has not actively operated and managed a farm or ranch with an interest in a crop or livestock as an owner-operator, landlord, tenant, or sharecropper for more than five years.
